Position Overview:

Key Responsibilities:

• Develop and implement fraud detection frameworks, tools, and processes to monitor rent payments, wallet transactions, and user activities.
• Analyze transaction trends to identify fraudulent activities or anomalies in real-time.
• Collaborate with the engineering team to integrate machine learning models and fraud detection tools into the Chexy platform.
• Respond to escalated fraud cases, investigate root causes, and implement preventive measures.

• Ensure compliance with financial regulations, including AML (Anti-Money Laundering), KYC (Know Your Customer), and PCI-DSS standards for payment processing.
• Design, implement, and monitor compliance policies for rent payments and wallet features.
• Prepare for internal and external audits, ensuring accurate reporting and documentation.
• Partner with legal teams to stay updated on regulatory changes that impact fintech and digital wallets.

• Leverage data analytics to identify patterns, optimize fraud prevention strategies, and improve compliance processes.
• Build dashboards and reports to track fraud metrics, transaction trends, and compliance KPIs for senior management.
• Analyze user behavior and payment trends to provide actionable insights that improve user experience and product offerings.
• Collaborate with the marketing and operations teams to deliver data-driven solutions for business growth.

• Lead, mentor, and grow a team of fraud analysts, compliance associates, and data specialists.
• Develop performance goals and KPIs for the fraud, compliance, and data functions.
• Collaborate with cross-functional teams (Product, Tech, Operations) to align risk and compliance strategies with business objectives.
• Advocate for a strong risk culture within the organization.

Required Qualifications:

• Bachelor’s degree in Business, Finance, Data Analytics, or a related field. A Master’s degree is an asset.
• 5-7 years of experience in fraud prevention, regulatory compliance, and data analytics roles, preferably in a fintech or payments company.
• Proven leadership experience in managing cross-functional teams.
• Strong understanding of financial regulations (AML, KYC, PCI-DSS) and fraud detection methodologies.
• Proficiency in data analysis tools like SQL, Python or R, or visualization tools such as Looker or Power BI.
• Experience with fraud detection tools, machine learning models, or rule-based systems.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and stakeholder management skills.

Preferred Skills:

• Experience in fintech platforms involving rent payments, wallets, or digital payments.
• Hands-on experience with fraud risk engines (e.g., Sift, Riskified, Stripe Radar).
• Certification in fraud or compliance (e.g., CFE - Certified Fraud Examiner, CAMS - Certified Anti-Money Laundering Specialist, TAMLO).
• Knowledge of data privacy laws (e.g., GDPR, PIPEDA).

Why Join Chexy?

• Be part of a fast-growing fintech company revolutionizing rent and bill payments.
• Work in a dynamic and collaborative environment that values innovation and growth.
• Competitive compensation, health benefits, and opportunities for professional development.
• Lead impactful initiatives that protect users, ensure compliance, and drive strategic decision-making through data.